Notice Of Your Financial Privacy Rights

We, our, and us, when used in this notice, mean McCone County Federal Credit Union. This is our privacy notice for our members. When we use the words “you” and “your” we mean all our consumer members who have a continuing relationship with us, such as:

  • Deposit account
  • Loan account
  • Credit card
  • Self-directed Individual Retirement Account where we act as custodian or trustee

We will tell you the sources for non-public personal information we collect on our members. We will tell you what measures we take to secure that information. We must first define some terms.

Non-public personal information means information about you that we collect in connection with providing a financial product or service to you. Non-public personal information does not include information that is available from public sources, such as telephone directories or government records. An affiliate is a company we own or control. A non-affiliated third party is a company that is not an affiliate of ours.

The Information We Collect

We collect non-public personal information about you from the following sources:

  • Information we receive from you on applications or other forms
  • Information about your transactions with us
  • Information about your transactions with non-affiliated third parties
  • Information from a consumer reporting agency

The Confidentiality, Security, and Integrity Of Your Non-public Personal Information

We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information.

Non-public Personal Information and Other Parties

We do not disclose your non-public personal information to anyone, except as permitted by law or as outlined in this disclosure.

Non-public Personal Information and Former Members

We do not disclose non-public personal information about former members, except as permitted by law.

Authorized Sharing-Joint Marketing

We may disclose the following information to other financial institutions whom we have joint marketing agreements. Non-public personal information we receive from you on an application or other forms, such as:

  • Name
  • Address

You do not have a right to opt out of the disclosure of this information.

Exceptions:

We do not share this information about members who reside in Alabama, Alaska, Idaho, North Dakota, or Vermont.

We do not share any information derived from deposit (share) relationships with us about members who reside in Massachusetts, Mississippi, or New Jersey.

Types of Businesses

The types of business with whom we may disclose non-public personal information include: Financial Service Providers (i.e. CUNA Mutual Group)

Reasons For Disclosing

We may disclose non-public personal information about you to other financial institutions we have joint marketing agreements with. We do this in order to provide our members with information about additional products and services.